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Two Ways To Finance

Brilliant Diamonds has partnered with Katapult And Affirm to bring you more purchasing power with two very easy to use options.

Flexible Monthly Payments

Pick a loan that fits your budget. Affirm offers from 3 to 24 months Payment options with Interest Rates starting as low as 0% APR.

Example: a $700 purchase with $63/mo over 12 months at 15% APR

Instant Decision

Just select Affirm and enter some basic information for an instant loan decision.

No Credit Check

Pre-qualification does not create a hard inquiry in your credit report.

Simple Checkout

Once you enter some basic information for an instant loan decision you complete your Checkout without leaving the website.

Katapult offers a simple, straight-forward lease-to-own option, with no credit needed.

No Credit Required

Agape Diamonds has partnered with Katapult to bring you more purchasing power with two very easy to use options.

Pay Over Time

Make your minimum term payments and you’ll own it, or buyout early and save.

Checkout For As Little As $79

For just $79 you can purchase your dream Engagement Ring.

Flexible Payments

Make your minimum term payments and you’ll own it, or buyout early and save.

Affirm Frequently Asked Questions

  • What information does Affirm require?

    Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

  • How do I pay my bills?

    You can pay your Affirm bills online at They accept payment by debit card, bank transfer, and check.

  • Does Affirm perform a credit check?

    Yes. When you first create an Affirm account, Affirm performs a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.

  • Why was I prompted to pay a down payment with a debit card?

    Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

  • Why was I prompted for a checking account?

    Affirm sometimes needs more information about your financial situation to evaluate your loan application. They may ask you to link your online checking account, which helps determine your ability to repay a loan. If you are prompted to link your checking account and would like to continue with the application process, you may link your account by providing the login information for your online bank account. Affirm does not store your online banking login information - they simply pass your login credentials to your bank via a secure service linking your checking account.

    Linking your checking account DOES NOT authorize Affirm to debit your account. It only allows them to determine your ability to pay.

Your rate will be [Insert your applicable APR financing offer (e.g 0% APR or 10-36% APR)] based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

Affirm customers must: Be a resident of the U.S. (including U.S. territories) Be at least 18 years old (19 if you’re a ward of the state in Nebraska) Have a Social Security number Own a phone number that receives SMS and is registered to the United States or U.S. territories

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Return Policy

Phone Support

877. 219.3845